Chesterfield County Homes under $400,000

Chesterfield County Homes under $400,000

Welcome to Chesterfield County, Virginia—a vibrant community that seamlessly blends suburban charm with rich historical roots and modern amenities. Nestled just south of the bustling city of Richmond, Chesterfield offers residents a picturesque landscape adorned with lush parks, scenic trails, and a variety of recreational activities. With its friendly neighborhoods and a strong sense of community, it’s no wonder that Chesterfield is a sought-after destination for families, young professionals, and retirees alike.

One of the most appealing aspects of Chesterfield County is its diverse range of housing options, particularly for those looking for homes under $400,000. Whether you’re a first-time homebuyer or seeking a cozy retreat, Chesterfield boasts a variety of affordable homes that cater to different tastes and lifestyles. From charming single-family homes with spacious yards to modern townhouses in vibrant communities, there’s something for everyone here.

The county is also known for its excellent school system, making it an ideal choice for families. With numerous parks, shopping centers, and dining options nearby, residents enjoy a balanced lifestyle that combines convenience with the tranquility of suburban living. Additionally, Chesterfield’s close proximity to Richmond means you’re never far from the cultural attractions, entertainment, and job opportunities of the city.

Experience the warmth and charm of Chesterfield County, where your dream home awaits at a price that won’t break the bank. Explore the possibilities today and discover why so many are choosing to call this beautiful community home!

Newest Chesterfield County Homes under $400,000

13703 Velvet Antler Circle, Midlothian
$399,900
3 Beds ⋅ 3 Baths ⋅ CVR-2626591 MLS
Completely gutted & beautifully remodeled, this like-new Cape-style home sits on a 0.39-acre cul-de-sac lot in Midlothian’s established Deer Run neighborhood. Offering 1,547 sq ft, 3 bedrooms, & 2.5 baths, the home features a convenient first-floor primary bedroom w/a fully renovated private bath & enlarged closet space. The redesigned main level offers a brand-new kitchen & laundry layout for comfortable, modern living. A thoughtfully added powder room provides guests convenient restroom access without entering the first-floor primary bedroom. The kitchen showcases white shaker cabinets, granite countertops, a center island, stylish tiled backsplash, & all-new stainless appliances. The kitchen flows seamlessly into the dining & great room areas, creating an inviting, connected space for everyday living & entertaining. New luxury vinyl plank flooring extends throughout the home, complemented by all-new light fixtures, ceiling fans, doorknobs, hinges, & plumbing fixtures. Every bathroom has been updated w/a new vanity & modern finishes, while the full baths feature beautifully tiled showers w/built-in niches. Upstairs, two additional bedrooms provide space for family, guests, or a home office. Outside, the covered front porch is enhanced by a new walkway & exterior lighting, while a new gravel driveway provides a fresh welcome. A new rear deck overlooks the spacious backyard, offering an ideal place to relax, grill, & entertain. Beyond the deck, the large backyard provides a blank canvas for the new owner to bring their outdoor vision to life, whether that includes a garden, play area, firepit, additional entertaining space, or peaceful private retreat. Recent improvements include a NEW kitchen, NEW bathrooms, an ADDED half bath, & NEW LVP flooring, letting the next owner settle right in. Deer Run pairs quiet, wooded streets & generous lots w/no HOA. Hull Street Rd is just minutes away, lined w/grocery stores, restaurants, & shopping, while nearby Rt 288 connects to Powhite Pkwy, I-64, & the greater Richmond area.

13703 Velvet Antler Circle, Midlothian

7104 Saint Annas Court, Chesterfield
$229,500
2 Beds ⋅ 2 Baths ⋅ CVR-2626770 MLS
Welcome home to this beautifully updated two-story townhouse offering the perfect combination of comfort and convenience. Freshly painted throughout (9/2026)—including the walls, trim, and ceilings—this home is truly move-in ready. The first floor features refinished hardwood floors (9/2026) and a welcoming living room with custom built-in bookshelves surrounding a cozy wood-burning fireplace, creating the perfect space to relax or entertain. The kitchen is well-equipped with all appliances conveying, including the refrigerator, dishwasher, stove, and microwave, along with a convenient pantry for additional storage. Upstairs, you'll find brand-new carpeting (9/2026) throughout, a full bathroom with new luxury vinyl plank flooring, and a second-floor laundry closet complete with a washer and dryer. Both spacious bedrooms feature two closets each, providing exceptional storage. Additional updates include NEW Heat pump (11/2025), NEW windows (9/2026), a NEW rear French door (9/2026), and a NEW front storm door (9/2026), enhancing both energy efficiency and curb appeal. Step outside to enjoy the rear deck with an attached storage shed—ideal for outdoor living and extra storage. The HOA provides low-maintenance living by taking care of the roof, limited exterior maintenance, lawn care, and trash service, allowing you more time to enjoy your home. Conveniently located just minutes from the Chesterfield County Courthouse, shopping, restaurants, and major interstates, this turnkey home offers an outstanding opportunity for first-time buyers, downsizers, or anyone seeking a low-maintenance lifestyle in a prime location.

7104 Saint Annas Court, Chesterfield

5718 S Jessup Road, Chesterfield
$399,000
4 Beds ⋅ 3 Baths ⋅ CVR-2626567 MLS
Opportunity awaits in Kings Grove! This 4-bedroom, 2.5 bathroom home offers 2,306 sq ft, a 2-car garage, and a thoughtfully designed floor plan with plenty of room to live, work and entertain. The two-story foyer welcomes you with hardwood floors and abundant natural light and leads to an office, formal dining room, and well-appointed kitchen with ample cabinet and counter space, new dishwasher, pantry and eat-in area. The kitchen opens to the family room, featuring a gas fireplace and access to the 12' x 16' rear deck—perfect for gatherings. A large laundry room with convenient laundry chute from the 2nd floor adds functionality. Upstairs, the generous primary suite features a walk-in closet and private bath with a soaking/jetted tub, separate shower and double vanity. Three additional bedrooms offer excellent accommodations, including a fourth bedroom nearly the size of the primary. Additional features include 2-zone HVAC with 2nd-floor system replaced in 2019, water heater replaced in 2019, vinyl siding, a substantial vinyl privacy fence enclosing the backyard with 2 separate access gates, as well as a double-width, paved driveway. Priced at $399,000 to reflect the opportunity for new paint, new carpet, several deck board replacements and deck restaining. Comparable 4-bedroom homes in the neighborhood with new paint and new carpet have recently sold in the $425,000–$430,000+ range. Bring your vision and make this home your own! Conveniently located near shopping, dining, parks and major commuter routes. Property is being sold As-Is. Floor plan available in photos.

5718 S Jessup Road, Chesterfield

5420 Addison Gate Drive, Richmond
$339,000
3 Beds ⋅ 3 Baths ⋅ CVR-2626671 MLS
Built in 2024, refreshed with all-new interior paint, and ready for you to move right in! This beautifully maintained townhome pairs modern style with the ease of maintenance-free living. A sought-after first-floor primary suite puts your everyday essentials on one level while leaving plenty of room for guests upstairs. Your private retreat includes a spacious walk-in closet and an ensuite bath with raised dual vanities, ceramic tile flooring, and a tiled walk-in shower. At the heart of the home, a bright, open layout makes it easy to stay connected, whether you’re hosting friends or enjoying a quiet evening in. The kitchen features upgraded tan cabinetry, white quartz countertops, stainless steel appliances, and an oversized island with room for meal prep, casual meals, and conversation. The adjoining family room, complete with luxury vinyl plank flooring and abundant natural light, opens to a private rear patio with a wooded backdrop, the perfect setting for morning coffee or unwinding at the end of the day. Upstairs, two additional bedrooms, a full bath with tile flooring and a tiled shower, and generous closet and storage space offer flexibility for guests, work, or hobbies. Just off the garage, a convenient mudroom and laundry room provides zero-step entry. Thoughtful extras include new front and rear storm doors, an Ecobee smart thermostat, rocker light switches, and a garage pre-wired for an electric vehicle. The appeal extends well beyond your front door. Neighborhood sidewalks, expansive green spaces, a dog park, pickleball courts, and a beautiful clubhouse offer plenty of ways to get outside and connect. With quick access to Route 288 and Chippenham Parkway, Richmond’s shopping, dining, and entertainment are just minutes away. Modern comfort, a peaceful wooded setting, and more time to enjoy it all, come experience your next chapter.

5420 Addison Gate Drive, Richmond

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